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  2. Kreditech - Wikipedia

    en.wikipedia.org/wiki/Kreditech

    Kreditech used a self-learning algorithm which analyzes big data.It calculated an individual's credit score in seconds using up to 20,000 data points. [4] Kreditech uses location-based information (GPS), social networking information (likes, friends, locations and posts), hardware data (operating system, browser, etc.), online shopping behavior and general online behavior in order to determine ...

  3. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    The CIBIL credit score is a three digit number that represents a summary of individuals' credit history and credit rating. This score ranges from 300 to 900, with 900 being the best score. Individuals with no credit history will have a score of −1. If the credit history is less than six months, the score will be 0.

  4. Export Credit Guarantee Corporation of India - Wikipedia

    en.wikipedia.org/wiki/Export_Credit_Guarantee...

    ECGC Limited (Formerly Export Credit Guarantee Corporation of India Limited) is a government owned export credit agency of India. It is under the ownership of the Ministry of Commerce and Industry, Government of India, and is headquartered in Mumbai, Maharashtra. [1] It provides export credit insurance support to Indian exporters and banks.

  5. Credit bureau - Wikipedia

    en.wikipedia.org/wiki/Credit_bureau

    A credit bureau is a data collection agency that gathers account information from various creditors and provides that information to a consumer reporting agency in the United States, a credit reference agency in the United Kingdom, a credit reporting body in Australia, a credit information company (CIC) in India, a Special Accessing Entity in the Philippines, and also to private lenders. [1]

  6. Credit reference - Wikipedia

    en.wikipedia.org/wiki/Credit_reference

    Credit references are used to help lenders quantify the risk of lending to a given applicant or to determine overall creditworthiness. For example, if an applicant's credit history indicates proper, timely payments on all outstanding obligations, a lender may judge it more likely that the applicant will make timely payments on the requested loan .

  7. Credit channel - Wikipedia

    en.wikipedia.org/wiki/Credit_Channel

    The credit channel—or, equivalently, changes in the external finance premium—can occur through two conduits: the balance sheet channel and the bank lending channel. The balance sheet channel refers to the notion that changes in interest rates affect borrowers' balance sheets and income statements. The bank lending channel refers to the idea ...

  8. Lebanese identity card - Wikipedia

    en.wikipedia.org/wiki/Lebanese_identity_card

    Lebanese citizenship. The Lebanese identity card (Arabic: بطاقة الهوية, bițāqat al-hawiya) is a compulsory Identity document issued to citizens of the Republic of Lebanon by the police on behalf of the Lebanese Ministry of Interior or in Lebanese embassies/ consulates (abroad) free of charge. It is proof of identity, citizenship ...

  9. Credit analysis - Wikipedia

    en.wikipedia.org/wiki/Credit_analysis

    Credit analysis is the method by which one calculates the creditworthiness of a business or organization. [1] In other words, It is the evaluation of the ability of a company to honor its financial obligations. The audited financial statements of a large company might be analyzed when it issues or has issued bonds.