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  2. What Does Homeowners Insurance Cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    The standard homeowners insurance policy provides at least $100,000 worth of liability coverage, according to the III. Experts recommend increasing that to $300,000 to $500,000.

  3. Filing a home insurance claim - AOL

    www.aol.com/finance/filing-home-insurance-claim...

    Coverage type. Details. Standard policy. Requires an additional policy or endorsement. Liability. If a guest is injured while on your property or you are found responsible for damaging someone ...

  4. What is an insurance claim and when should you file one? - AOL

    www.aol.com/finance/insurance-claim-file-one...

    An auto insurance claim is essentially your way of notifying your insurance provider that you’ll need to use your policy to cover expenses after your car is damaged in a covered incident. The ...

  5. What does homeowners insurance cover? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Standard HO-3 home insurance policies cover damage to your home’s structure, other structures on your property and your personal belongings, as well your liability as a homeowner and the cost ...

  6. Filing a car insurance claim: a step-by-step guide - AOL

    www.aol.com/finance/filing-car-insurance-claim...

    Learn when and how to file a car insurance claim. ... the average cost of a full coverage policy before an at-fault accident is $2,014 per year. After the at-fault accident, the average cost for ...

  7. What is homeowners insurance and how does it work? - AOL

    www.aol.com/finance/homeowners-insurance-does...

    An insurance policy is a contract where the homeowner and insurance company agree that in exchange for a premium payment, the insurance company will provide compensation for the repairs or ...

  8. Does your homeowners insurance go up after a claim? - AOL

    www.aol.com/finance/does-homeowners-insurance...

    Claims: Rates were calculated based on the following insurance claims assigned to our homeowners: “fire ($80,000 in losses), liability ($31,000 in losses), theft ($5,000 in losses) and wind ...

  9. When to file a home insurance claim and how to do it - AOL

    www.aol.com/finance/file-home-insurance-claim...

    Filing a home insurance claim might make the most sense when the loss estimate is more than your deductible. Any claim, even a minor one, might lead to an increase in your home insurance premium.