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The QR code system was invented in 1994 by Masahiro Hara from the Japanese company Denso Wave. [4]In December 2010, the first documented description of QR code-based payments came from two patents filed by Shaun Cooley and Andrew Charles Payne, based on a prototype system developed for Norton Labs at Symantec called Norton Mobile Pay.
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It is possible to pay by scanning a QR code. Prior to the implementation of Swish, cash was the primary means for many of these types of real-time transactions. As such, Swish is used for transactions that used to be mostly cash-based. [7] The service is free for private users since the start 2012.
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