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Gemach (Hebrew: גמ"ח, plural, גמחים , gemachim, an abbreviation for גמילות חסדים , gemilut chasadim, "acts of kindness") is a Jewish free-loan fund that subscribes to both the positive Torah commandment of lending money and the Torah prohibition against charging interest on a personal loan to a fellow Jew.
The Hebrew Free Loan Society of Greater Philadelphia (HFLGP) provides interest-free loans to members of the Philadelphia Jewish community in need. Founded in 1984 as the Hebrew Free Loan Society at Beth Sholom and housed at Beth Sholom Congregation (Elkins Park, Pennsylvania), by 2006, over $2 million in loans had been granted from its revolving fund.
Hebrew Free Loan societies (such a society is also known as a Gemach) are based on the biblical injunction that Jews may not charge interest to other Jews in need, found in Exodus 22:25: "If you lend money to My people, to the poor among you, do not act towards them as a creditor; exact no interest from them."
The Tax Cuts and Jobs Act of 2017 trimmed tax rates and significantly boosted the standard deduction, thus greatly reducing the number of taxpayers eligible to benefit from charitable deductions.
Here’s how a donor-advised fund works, why it may be an attractive option for giving and some key benefits it has over a charitable trust. ... the donor-advised fund provides no net tax benefit ...
Female Hebrew Benevolent Society of Philadelphia is an American non-profit organization in Philadelphia, Pennsylvania.It is the oldest Jewish charity in the city, and the "oldest Jewish charitable organization in continuous existence in the U.S." [1] The women comprising the Board of Managers accomplish their work quietly but effectively.
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