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Social Security Disability Insurance (SSD or SSDI) is a federal insurance program that provides income supplements to people who are restricted in their ability to be employed because of a notable disability. Unemployment insurance, also known as unemployment compensation, provides for money (from the United States and from the individual ...
Workers' compensation or workers' comp is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee's right to sue his or her employer for the tort of negligence. The trade-off between assured, limited coverage and lack of ...
Unemployment insurance, an example of social insurance, is inherently faced with determining whether individuals face financial hardship in the form of little or no income by choice or by circumstantial necessity. An unemployed worker is able to rejoin the work force through active, effortful job search.
To ensure the privacy and freedom of the person with a disability, the assisting person cannot be an employer, agent of an employer, or officer or agent of a union.
Unemployment Ins. Appeals Bd., Gail Rentzer suffered from an ectopic pregnancy and was unable to work. She was denied compensation by the California Unemployment Insurance Appeals Board because they did not recognize pregnancy or related medical complications as a disability.
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Long-term care (LTC) insurance reimburses the policyholder for the cost of long-term or custodial care services designed to minimize or compensate for the loss of functioning due to age, disability or chronic illness. [145] LTC has many surface similarities to long-term disability insurance. There are at least two fundamental differences, however.