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2. How Canceling Your Unused Credit Card Could Hurt You - AOL

   www.aol.com/canceling-unused-credit-card-could...

   If you were to close an unused credit card that has a $2,000 limit, your total available credit drops to $8,000, and your balance now represents 25% of your available credit.

3. What happens if you don’t use your credit card? - AOL

   www.aol.com/finance/happens-don-t-credit-card...

   Pay off your balance: Be sure to pay off your balance prior to closing your unused credit card. If you don’t, your issuer could raise the interest rate on your existing balance.

4. How to cancel a credit card without hurting your credit score

   www.aol.com/finance/cancel-credit-card-without...

   If you can’t pay off the balance straight away, transfer your balance to a new card. Some of the best balance transfer cards offer an intro 0 percent APR for 18 months or longer on balance ...

5. I've Never Canceled a Credit Card. Here's Why - AOL

   www.aol.com/ive-never-canceled-credit-card...

   Let's say that you have one credit card with a $1,000 balance and a $4,000 limit, and another credit card with no balance and a $1,000 limit. Currently, you're using 20% of your available credit ...

6. How To Cancel a Credit Card: The Safe Way - AOL

   www.aol.com/cancel-credit-card-safe-way...

   If an unused credit card has a high credit limit or a long-established credit history, closing it could negatively impact a cardholder's credit score. It is usually better to leave these cards open.

7. Canceling Your Credit Card? Not So Fast -- Try This Instead - AOL

   www.aol.com/canceling-credit-card-not-fast...

   An unused credit card can have positive benefits for your financial profile. Read on to learn why it's better to hang onto it than cancel it. ... And there's no sense in paying an annual fee for a ...