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Repossession, colloquially repo, is a "self-help" type of action in which the party having right of ownership of a property takes the property in question back from the party having right of possession without invoking court proceedings.
One, not being able to describe who experiences foreclosure makes it challenging to develop policies and programs that can prevent/reduce this trend for the future. Second, researchers cannot tell the extent to which recent foreclosures have reversed the advances in homeownership that some groups, historically lacking equal access, have made.
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Monthly mortgage payments have been ‘eating up’ a much larger proportion of incomes, debt help charity StepChange said.
Conventional financial wisdom recommends that people spend no more than 28% of their monthly gross income on their mortgage payments. But in today's tight housing market, where elevated home prices...
In the UK, historically, auction houses were perceived to sell properties which may have been repossessed — where a home owner fails to make regular mortgage payments — or were probate sales ( i.e., a family home being sold by the heirs). However, more recently, selling at auction has become an alternative to a normal property sale, due to ...
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Homeownership can be the foundation of wealth building -- but not for those who own too much house. According to a LendingTree study, 18 million homeowners across America are "house poor," meaning...