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On April 24, 2009, Georgia Department of Banking and Finance shut down American Southern Bank, marking the 26th bank failure of 2009 in the United States, and the 51st since the beginning of the recession, as the credit crunch continued to spread through the economy. Bank of North Georgia of Alpharetta, Georgia, assumed all of the deposits. As ...
Pages in category "Banks based in Georgia (U.S. state)" The following 13 pages are in this category, out of 13 total. This list may not reflect recent changes .
CertusBank was an American nationally chartered bank, with a presence in twelve U.S. states.The bank was Headquartered in Greenville, South Carolina, with secondary corporate offices in Atlanta, Georgia, and Charlotte, North Carolina, at its peak the bank operated more than 30 retail branches in The Carolinas, Florida, and Georgia.
Buckhead Community Bank, Atlanta, Georgia: State Bank and Trust Company, Macon, Georgia: Commercial bank [34] December 4, 2009: First Security National Bank, Norcross, Georgia State Bank and Trust Company, Macon, Georgia: Commercial bank [34] December 4, 2009: Tattnall Bank, Reidsville, Georgia HeritageBank of the South, Albany, Georgia ...
The advantage of holding a National Bank Act charter is that a national bank is not subject to state usury laws intended to prevent predatory lending. [6] However, in Cuomo v. Clearing House Association, L. L. C., the Supreme Court ruled that federal banking regulations do not preempt the ability of states to enforce their own fair-lending laws ...
In early 2010, Synovus consolidated thirty separate state bank charters into one Georgia charter and began the transition toward operating as a more centralized bank. [6] Beginning in late 2017 and ending in mid-2018, the company transitioned from 28 locally-branded divisions to a single Synovus brand.
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