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That motivated us to freeze our credit reports at Equifax, Experian, and TransUnion. ... and employment opportunities lost due to the lingering effects of fraud. After all, the type of fraud I ...
The National Consumer Law Center (NCLC) has stated that credit scoring perpetuates economic inequality by controlling access to opportunities in the future as well as important necessities such as employment. [1] In 2009, TransUnion representatives testified before the Connecticut legislature about their practice of marketing credit score ...
Increased job opportunities: Employers may check your credit as part of the hiring process. Bad credit may disqualify you from certain jobs, such as those involving finances or sensitive information.
The lawsuit, filed on Jan. 7, 2024, alleges Experian has been conducting "sham investigations" of consumer report errors, potentially jeopardizing millions of Americans' access to credit ...
Scorelogix LLC offers the JSS Credit Score, which assesses credit risk based on job history, income, and the impact of the economy. A Behavioral Risk Score (0 to 999) is used by Comenity Bank and Comenity Capital Bank. TU CreditVision Scores and TU New Account score (300-850) are issued by TransUnion. [48] The latter is used by WebBank.
TransUnion LLC is an American consumer credit reporting agency. TransUnion collects and aggregates information on over one billion individual consumers in over thirty countries including "200 million files profiling nearly every credit-active consumer in the United States". [ 4 ]