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  2. 8 Things You Should Know If You Deposit More Than $10K Into ...

    www.aol.com/know-deposit-more-10k-checking...

    If you plan to deposit $10,000 or more into your checking account, there are a few things you should consider first. By law, banks have to report deposits that exceed a certain amount. The Results ...

  3. I just got a six-figure check that is too large for mobile ...

    www.aol.com/finance/just-got-six-figure-check...

    From there, you can deposit your check, link your physical bank account to your online-only account, and transfer funds into your preferred account electronically.

  4. Expedited Funds Availability Act - Wikipedia

    en.wikipedia.org/wiki/Expedited_Funds...

    The following items must have the first $5000 available for the Statutory, Large Deposit and New Account Hold by the first business day following the deposit: Cashier's checks, certified checks, or teller's checks*; Postal money orders; U.S. Treasury checks; Checks drawn on a Federal Reserve Bank or Federal Home Loan Bank; Any check issued by a ...

  5. Currency transaction report - Wikipedia

    en.wikipedia.org/wiki/Currency_transaction_report

    Currency Transaction Report, March 2011 revision. A currency transaction report (CTR) is a report that U.S. financial institutions are required to file with FinCEN for each deposit, withdrawal, exchange of currency, or other payment or transfer, by, through, or to the financial institution which involves a transaction in currency (e.g. bank notes or coins) valued at more than $10,000.

  6. Does Zelle Report to the IRS? Your Guide to Taxes and Zelle - AOL

    www.aol.com/finance/does-zelle-report-irs-guide...

    In 2021, lawmakers included a change to the tax law in the American Rescue Plan that requires third-party network transactions to note and report all payments greater than $600 sent through their...

  7. Structuring - Wikipedia

    en.wikipedia.org/wiki/Structuring

    Structuring, also known as smurfing in banking jargon, is the practice of executing financial transactions such as making bank deposits in a specific pattern, calculated to avoid triggering financial institutions to file reports required by law, such as the United States' Bank Secrecy Act (BSA) and Internal Revenue Code section 6050I (relating to the requirement to file Form 8300).