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A substitute check (also called an Image Replacement Document or IRD) [1] is a negotiable instrument that is a digital reproduction of an original paper check. As a negotiable payment instrument in the United States, a substitute check maintains the status of a "legal check" in lieu of the original paper check.
A substitute check or cheque, also called an image cash letter (ICL), clearing replacement document (CRD), [1] or image replacement document (IRD), [2] is a negotiable instrument used in electronic banking systems to represent a physical paper cheque (check).
The Check 21 Act took effect one year later on October 28, 2004. The law allows the recipient of a paper check to create a digital version of the original, a process known as check truncation, into an electronic format called a "substitute check", thereby eliminating the need for further handling of the physical document. The recipient bank no ...
Gift card for a U.S hardware store. A gift card, also known as a gift certificate in North America, or gift voucher or gift token in the UK, [1] is a prepaid stored-value money card, usually issued by a retailer or bank, to be used as an alternative to cash for purchases within a particular store or related businesses. Gift cards are also given ...
In accounting, a check register or checkbook register is a document, usually part of the general ledger, used to record financial transactions in cash. [1] References
The term check card can refer to: A debit card. In Ireland and the United Kingdom, similar cards known as cheque guarantee cards were issued by banks to their customers.
Replacement of mutilated currency is a free public service provided by the Bureau of Engraving and Printing. [1] In general, mutilated U.S. paper currency can be submitted for evaluation. [ 2 ] If it is determined that at least half of a bill is present, the BEP will redeem its face value.
Logo of the United Kingdom domestic cheque guarantee card scheme since 1990. A cheque guarantee card was an abbreviated portable letter of credit granted by a bank to a qualified depositor in the form of a plastic card that was used in conjunction with a cheque. The scheme provided retailers accepting cheques with greater security.