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  2. Credit card interest - Wikipedia

    en.wikipedia.org/wiki/Credit_card_interest

    Credit card interest is a way in which credit card issuers generate revenue. A card issuer is a bank or credit union that gives a consumer (the cardholder) a card or account number that can be used with various payees to make payments and borrow money from the bank simultaneously.

  3. Medicinal chemistry - Wikipedia

    en.wikipedia.org/wiki/Medicinal_chemistry

    Pharmacophore model of the benzodiazepine binding site on the GABAA receptor. Medicinal or pharmaceutical chemistry is a scientific discipline at the intersection of chemistry and pharmacy involved with designing and developing pharmaceutical drugs.

  4. Prime rate - Wikipedia

    en.wikipedia.org/wiki/Prime_rate

    Effective January 2, 2015, the Base Lending Rate (BLR) structure was replaced with a new Base Rate (BR) system. Under the BR system, which serves as the main reference rate for new retail floating rate loans, Malaysian banks can determine their interest rate based on a formula set by Bank Negara, Malaysia's central bank.

  5. Credit risk - Wikipedia

    en.wikipedia.org/wiki/Credit_risk

    The most common credit derivative is the credit default swap. Tightening – Lenders can reduce credit risk by reducing the amount of credit extended, either in total or to certain borrowers. For example, a distributor selling its products to a troubled retailer may attempt to lessen credit risk by reducing payment terms from net 30 to net 15.

  6. Installment loan - Wikipedia

    en.wikipedia.org/wiki/Installment_loan

    The term is most strongly associated with traditional consumer loans, originated and serviced locally, and repaid over time by regular payments of principal and interest. These “installment loans” are generally considered to be safe and affordable alternatives to payday and title loans , and to open ended credit such as credit cards .

  7. Drug discovery - Wikipedia

    en.wikipedia.org/wiki/Drug_discovery

    In the fields of medicine, biotechnology, and pharmacology, drug discovery is the process by which new candidate medications are discovered. [1]Historically, drugs were discovered by identifying the active ingredient from traditional remedies or by serendipitous discovery, as with penicillin.

  8. Insurable interest - Wikipedia

    en.wikipedia.org/wiki/Insurable_interest

    In insurance practice, an insurable interest exists when an insured person derives a financial or other kind of benefit from the continuous existence, without repairment or damage, of the insured object (or in the case of a person, their continued survival). An "interested person" has an insurable interest in something when loss of or damage to ...

  9. Region of interest - Wikipedia

    en.wikipedia.org/wiki/Region_of_interest

    The region of interest for which Markov's inequality gives a lower bound. A region of interest (often abbreviated ROI) is a sample within a data set identified for a particular purpose. [1] The concept of a ROI is commonly used in many application areas. Existing as a vicinity, or within one.