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  2. Best Personal Loans With No Origination Fees - AOL

    www.aol.com/finance/best-personal-loans-no...

    A personal loan can help you consolidate your debts, cover an emergency or even pay for something fun like a wedding or vacation. But origination fees can eat into the final amount you receive ...

  3. Upgrade vs. Fifth Third: Which offers better personal loans?

    www.aol.com/finance/upgrade-vs-fifth-third...

    Flexible payments. Loan amounts. $1,000-$50,000. $2,000-$50,000. ... Upgrade charges multiple fees that Fifth Third lacks. You will need to pay an origination fee between 1.85 percent to 9.99 ...

  4. Fifth Third vs. Laurel Road: Which offers better personal loans?

    www.aol.com/finance/fifth-third-vs-laurel-road...

    Fifth Third lets you borrow a small loan, which can be good if you don’t want to overextend your budget with bigger loans like Laurel Road offers. It also has a flexible first payment date.

  5. Peer-to-peer lending - Wikipedia

    en.wikipedia.org/wiki/Peer-to-peer_lending

    During the period from 2006 through October 2008 (referred to as 'Prosper 1.0'), Prosper issued 28,936 loans, all of which have since matured. 18,480 of the loans fully paid off and 10,456 loans defaulted, a default rate of 36.1%. $46,671,123 of the $178,560,222 loaned out during this period was written off by investors, a loss rate of 26.1%.

  6. Direct deposit - Wikipedia

    en.wikipedia.org/wiki/Direct_deposit

    A direct deposit (or direct credit), in banking, is a deposit of money by a payer directly into a payee's bank account.Direct deposits are most commonly made by businesses in the payment of salaries and wages and for the payment of suppliers' accounts, but the facility can be used for payments for any purpose, such as payment of bills, taxes, and other government charges.

  7. Alternative financial service - Wikipedia

    en.wikipedia.org/wiki/Alternative_financial_service

    Alternative financial services in the United States, [1] [2] for example via payday loans, are more extensive than in some other countries, because the major banks in the U.S. are less willing to lend to people with marginal credit ratings than their counter parties in many other countries.

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