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2. Best credit counseling services - AOL

   www.aol.com/finance/best-credit-counseling...

   MMI offers free counseling sessions, but you will have an additional charge if you use a debt management plan. It also offers 24/7 counseling access, or you can get started sooner with its online ...

3. What nonprofit debt consolidation is and how it works

   www.aol.com/finance/nonprofit-debt-consolidation...

   Here’s what to consider to help you determine if free debt consolidation is a good fit for you. ... much of the nonprofit debt relief services funding comes from government programs, grants and ...

4. StepChange - Wikipedia

   en.wikipedia.org/wiki/StepChange

   The organisation offers free debt advise, money management and can be contacted through its freephone telephone helpline [2] or online through its online debt advice tool. [3] In 2022, over 500,000 people contacted the charity for help. [4] The charity also campaigns to change policies and practices that trap people in problem debt.

5. Alternatives to debt relief - AOL

   www.aol.com/finance/alternatives-debt-relief...

   Seeking help from a financial advisor or credit counselor can also provide valuable support and guidance in managing debt. When you’re overwhelmed by debt, you can feel pressure to seek out ...

6. Debtors Anonymous - Wikipedia

   en.wikipedia.org/wiki/Debtors_Anonymous

   Debtors Anonymous (DA) is a twelve-step program for people who want to stop incurring unsecured debt.Collectively they attend more than 500 weekly meetings in fifteen countries, according to data released in 2011. [2]

7. National Foundation for Debt Management - Wikipedia

   en.wikipedia.org/wiki/National_Foundation_for...

   The National Foundation for Debt Management (NFDM) is a United States credit counseling agency. The organization is incorporated, but is organized as a non-profit. [1] This group focuses on consumer education on debt practices. [2] They also focus on distributing personal finance information to the public. [3]