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  2. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    The appeal of retirement age flexibility is the focal point of an actuarial approach to retirement spend-down that has spawned in response to the surge of baby boomers approaching retirement. The approach is based on personal asset/liability matching process and present values to determine current year and future year spending budget data points.

  3. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    William P. Bengen is a retired financial adviser who first articulated the 4% withdrawal rate ("Four percent rule") as a rule of thumb for withdrawal rates from retirement savings; [1] it is eponymously known as the "Bengen rule". [2] The rule was later further popularized by the Trinity study (1998), based on the same data and similar analysis.

  4. Here's the average retirement nest egg Americans have ... - AOL

    www.aol.com/finance/heres-average-retirement...

    According to Vanguard, the average retirement balance for those who are 65 and older is $232,710. Don't miss These 5 magic money moves will boost you up America's net worth ladder in 2024 — and ...

  5. Vanguard Answers: What's the Ideal Tipping Point For My Roth ...

    www.aol.com/finance/consider-roth-conversion...

    Vanguard Has an Answer appeared first on SmartAsset Blog. Deciding between a traditional individual retirement account (IRA) and a Roth IRA can be difficult. Choosing when or if you should convert ...

  6. Self-invested personal pension - Wikipedia

    en.wikipedia.org/wiki/Self-invested_personal_pension

    The pensions industry has gravitated towards four industry terms to describe generic SIPP types: Deferred. This is effectively a personal pension scheme in which most or all of the pension assets are generally held in insured pension funds (although some providers will offer direct access to mutual funds). Self-investment or income withdrawal ...

  7. Income drawdown - Wikipedia

    en.wikipedia.org/wiki/Income_drawdown

    Income drawdown is a method withdrawing benefits from a UK Registered Pension Scheme. [1] In theory, it is available under any money purchase pension scheme. However, it is, in practice, rarely offered by occupational pensions and is therefore generally only available to those who own, or transfer to, a personal pension.