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“For the self-employed individual, [a SEP IRA is] really an easy and cost-effective way to save a decent-sized chunk of money into a retirement plan,” says Tim Steffen, director of advanced ...
A SEP IRA allows the self-employed to create a retirement plan for themselves as well as employees. This kind of plan offers a tax-deferred or tax-free way to save – on either a pre-tax or after ...
However, some SEP IRA providers only offer self-employed SEP IRAs and SEP plans for five or fewer employees. Choose the best place to open a SEP IRA for employees by looking for low or no-fee ...
A Simplified Employee Pension Individual Retirement Arrangement (SEP IRA) is a variation of the Individual Retirement Account used in the United States. SEP IRAs are adopted by business owners to provide retirement benefits for themselves and their employees. [1] There are no significant administration costs for a self-employed person with no ...
A SEP-IRA was one of the first retirement plans devised for the self-employed. With a SEP, you’re allowed to contribute up to 25% of an employee’s compensation into a SEP retirement account.
Continue reading → The post Best Retirement Plans for Self-Employed People appeared first on SmartAsset Blog. Being self-employed has a multitude of benefits. While you can be your own boss and ...
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