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  2. Owner financing: What it is and how it works - AOL

    www.aol.com/finance/owner-financing-works...

    Owner financing is an arrangement in which an owner or seller, rather than a bank or mortgage lender, extends financing to a buyer. This can be a viable option for buyers who don’t qualify for a ...

  3. Seller financing - Wikipedia

    en.wikipedia.org/wiki/Seller_financing

    When used in the context of residential real estate, it is also called "bond-for-title" or "owner financing." [ 1 ] Usually, the purchaser will make some sort of down payment to the seller, and then make installment payments (usually on a monthly basis) over a specified time, at an agreed-upon interest rate , until the loan is fully repaid.

  4. New condo laws are forcing South Florida residents to sell ...

    www.aol.com/finance/condo-laws-forcing-south...

    New condo laws are forcing South Florida residents to sell their homes — here’s the big requirement and why ‘nobody is happy' Maurie Backman January 13, 2025 at 7:01 AM

  5. What is title insurance, and do homebuyers need it? - AOL

    www.aol.com/finance/title-insurance-homebuyers...

    Let’s use as an example a home that sold for $400,000, which is close to the national median home price according to National Association of Realtors data. If the median cost of title insurance ...

  6. Creative financing - Wikipedia

    en.wikipedia.org/wiki/Creative_financing

    In the application of creative financing, a land trust can be used to take control of a property while keeping the name of the owner private. While this does not prevent the lending institution from invoking the due on sale clause, it will make it harder for the lending institution to detect that the property has been sold using creative financing.

  7. Wraparound mortgage - Wikipedia

    en.wikipedia.org/wiki/Wraparound_mortgage

    The seller, who has the original mortgage sells his home with the existing first mortgage in place and a second mortgage which he "carries back" from the buyer. The mortgage he takes from the buyer is for the amount of the first mortgage plus a negotiated amount less than or up to the sales price, minus any down payment and closing costs. The ...