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Based on September's dot plot, rates will continue to drop in 2025. The median projections had interest rates coming down by 1 percentage point in 2024, 1 percentage point in 2025, and half a ...
How low will CD rates go in 2025? That figure is hard to pinpoint, and it depends on how rapidly the Fed seeks to lower interest rates. ... But it wouldn't be surprising to see CD rates drop to 2. ...
After all, the peak of the federal funds rate during the last (2016-2019) rate hike cycle was less than 3%, and the benchmark interest rate was set at virtually zero from 2020 until early 2022.
Best CD rates today: Enter 2025 with guaranteed yields of up to 4.27% APY on terms of 12+ months — Dec. 31, 2024 ... CD rates strongly track with the key interest rate set by the Federal Reserve ...
Best CD rates today: Get ahead of lower rates with secure yields of up to 4.52% into 2025 — Nov. 6, 2024 Kelly Suzan Waggoner Updated November 6, 2024 at 8:12 AM
While there's no way to know what CD rates will be in 2025, the Fed expects federal funds rates to drop, so CD rates could drop, too. Information is accurate as of May 21, 2024.