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Credit card refunds allow you to get money back for a purchase made with your credit card, usually in the form of a credit to your account. Refunds can take five to 14 business days to process and ...
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A late payment on a credit card or loan may feel like a small mistake, but it can have lasting effects on your finances. Missed payments can lead to late fees and higher interest rates .
An overpayment scam, also known as a refund scam, is a type of confidence trick designed to prey upon victims' good faith. In the most basic form, an overpayment scam consists of a scammer claiming, falsely, to have sent a victim an excess amount of money.
If you can’t pay off your credit card in full, pay off as much as you can — and more than the minimum monthly payment (to reduce the principal). You may have to reduce your expenses or boost ...
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Credit card companies charge late payment fees when you fail to make a payment or pay the full minimum amount by your due date. It might not seem like a big deal, but credit card late fees can be ...
By Gerri Detweiler You open your credit card statement and discover you forgot to make last month's payment. Or you get a call from a collection agency about a medical bill you didn't realize hadn ...