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  2. Huge News for SoFi Investors - AOL

    www.aol.com/finance/huge-news-sofi-investors...

    Management has reined in costs and improved its lending operations in recent quarters, which is leading to better profit figures. Net income was $61 million last quarter and $214 million over the ...

  3. Discover's Revenue Surges, Loans Dip 6% - AOL

    www.aol.com/discovers-revenue-surges-loans-dip...

    Discover noted a significant rise in net income to $1.3 billion or $5.11 per diluted share, far exceeding the analyst estimate of $3.61 per share. Revenue came in at $4.76 billion, higher than the ...

  4. Live Oak Bancshares (LOB) Q4 2024 Earnings Call Transcript - AOL

    www.aol.com/finance/live-oak-bancshares-lob-q4...

    And 46% of Q4's loan production came via our commercial lending team, a 58% increase compared to the prior year. As BJ mentioned, we had a record year of loan origination in 2024 that totaled $5.2 ...

  5. LendingClub - Wikipedia

    en.wikipedia.org/wiki/LendingClub

    LendingClub was initially launched on Facebook as one of Facebook's first applications. [9] [10] After receiving $10.26 million in a Series A funding round in August 2007, from venture capital investors Norwest Venture Partners and Canaan Partners, LendingClub was developed into a full-scale peer-to-peer lending company.

  6. Credit analysis - Wikipedia

    en.wikipedia.org/wiki/Credit_analysis

    One objective of credit analysis is to look at both the borrower and the lending facility being proposed and to assign a risk rating.The risk rating is derived by estimating the probability of default by the borrower at a given confidence level over the life of the facility, and by estimating the amount of loss that the lender would suffer in the event of default.

  7. Credit analyst - Wikipedia

    en.wikipedia.org/wiki/Credit_analyst

    A credit analyst [1] [2] is a person employed by an organization to analyze the credit worthiness of customers and potential customers, and to assist in the ongoing management, classification and quantification of credit risk thereafter. See Credit analysis § Role and Financial analyst § Corporate and other for discussion.