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  2. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates. The average auto loan rate for someone with excellent credit is 5.25%, according ...

  3. 3 steps to calculate your debt-to-income ratio - AOL

    www.aol.com/finance/3-steps-calculate-debt...

    Each lender has different DTI standards you must meet to qualify for a loan, but according to credit.org most lenders see a DTI under 36 percent or less as “ideal” while 37 percent to 42 ...

  4. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    What is a good auto loan rate? A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new ...

  5. What to Know Before You Finance or Lease Your Next Car - AOL

    www.aol.com/borrowing-smart-know-finance-lease...

    Subprime auto lending is one of the most predatory practices too, with the personal finance experts at NerdWallet estimating that interest rates on used-car loans have been known to exceed 21 ...

  6. Advantage Auto Loans Review: What You Need to Know

    www.aol.com/advantage-auto-loans-review-know...

    Apart from the excellent ratings, Advantage Auto Loans provides numerous incentives to first-time car buyers, such as free quotes on all loan types, including mortgages and personal loans.

  7. Experts: How To Buy a Car in 2024 - AOL

    www.aol.com/finance/experts-buy-car-2024...

    Findings from a November 2023 GOBankingRates survey polling 1,039 American adults revealed that 38% of respondents plan to buy a car in 2024.... You're in good company.

  8. How do title loans work, and are they ever worth the risk? - AOL

    www.aol.com/finance/title-loans-ever-worth-risk...

    The application fee is capped at $20, and you’ll pay no more than 28 percent in interest. This makes payday alternative loans more affordable than car title loans and some bad credit personal loans.

  9. Average auto loan debt grew 5.2% in 2023. How will it affect ...

    www.aol.com/average-auto-loan-debt-grew...

    Average auto loan balance grows 5.2%. Average outstanding auto loan debt balances increased by 5.2% to $23,792 from Q3 2022 to Q3 2023—less than the 7.7% increase from 2021 to 2022, but still ...