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  2. Principal–agent problem - Wikipedia

    en.wikipedia.org/wiki/Principal–agent_problem

    The agency problem can be intensified when an agent acts on behalf of multiple principals (see multiple principal problem). [ 6 ] [ 7 ] When multiple principals have to agree on the agent's objectives, they face a collective action problem in governance, as individual principals may lobby the agent or otherwise act in their individual interests ...

  3. Bureaucratic drift - Wikipedia

    en.wikipedia.org/wiki/Bureaucratic_drift

    [6] [27] [29] The Office of Information and Regulatory Affairs, a division of the Office of Management and Budget, can delay agency regulations it deems unsatisfactory. [27] [33] Scholars argue that one problem of the executive branch working to reduce bureaucratic drift is that it wastes time and resources that could be spent serving constituents.

  4. Agency cost - Wikipedia

    en.wikipedia.org/wiki/Agency_cost

    The agency cost could increase if the employees' abilities do not match their job requirements, which reduces productivity and increases costs for their employers. As a result, many employers are implementing various human resource management strategies to reduce these agency costs.

  5. Multiple principal problem - Wikipedia

    en.wikipedia.org/wiki/Multiple_principal_problem

    The multiple principal problem, also known as the common agency problem, the multiple accountabilities problem, or the problem of serving two masters, is an extension of the principal-agent problem that explains problems that can occur when one person or entity acts on behalf of multiple other persons or entities. [1]

  6. Could AI 'Rewrite' Human Identity in 2025? Reconciling Chaos ...

    www.aol.com/could-ai-rewrite-human-identity...

    The goal is not to reduce well-being to algorithmic directives but to enhance personal agency, bridging knowledge from large-scale medical studies with each patient’s unique context.

  7. Moral hazard - Wikipedia

    en.wikipedia.org/wiki/Moral_hazard

    One example is a principal–agent approach (also called agency theory), where one party, called an agent, acts on behalf of another party, called the principal. However, a principal–agent problem can occur when there is a conflict of interest between the agent and principal. If the agent has more information about his or her actions or ...

  8. Adverse selection - Wikipedia

    en.wikipedia.org/wiki/Adverse_selection

    The investors on mortgage market will effectively consider the effect of adverse selection, which correspondingly lead to a lower price margin on loans and portfolios in the market. To sum up, although the agency problem does not appears in junk loans and bonds, it still add the dissatisfied opinion on investor's behaviours.

  9. AOL Mail

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    Get AOL Mail for FREE! Manage your email like never before with travel, photo & document views. Personalize your inbox with themes & tabs. You've Got Mail!