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Spousal benefits can be claimed as early as age 62 but will be reduced by 25/36 of 1% for each month before full retirement age, up to 36 months early. Beyond 36 months early, the reduction is 5/ ...
Married spouses are most commonly eligible for spousal benefits. If you're at least 62 years old and your spouse qualifies for retirement or disability benefits, you could receive up to 50% of ...
You must be at least 62 years old (the earliest age allowable for claiming retirement benefits) to claim spousal benefits. There is an exception to this, though.
Claiming spousal benefits at 62 can lower benefits to 32.5% of the full amount the spouse's partner might be entitled to if they retire at their full retirement age (FRA), which is 67 for people ...
Spousal benefits, in contrast, max out at 50% of what your spouse (or ex-spouse) collects at full retirement age. If that amount is $2,400, then your spousal benefit could be worth up to $1,200 ...
Under this rule, if your full retirement age is 67 and you claim spousal benefits at 62, your monthly check will be reduced by 35%. If you claim at 64, it will be reduced by 25%. The penalty for ...
Claiming Age. Percent of Spouse's PIA. 62. ... 37.5%. 65. 41.7%. 66. 45.8%. 67. 50%. ... you're eligible to claim spousal benefits based on their earnings record as long as you don't remarry ...
Image source: Getty Images. 1. How your claiming age impacts your benefit. Just like when applying for personal retirement benefits from Social Security, when you claim spousal benefits can have a ...