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Alcohol exclusion laws permit insurance companies to deny claims associated with the consumption of alcohol. They were passed in the 1940s in the United States to discourage people from drinking alcoholic beverages and to save insurance companies money from alcohol-related claims. [1]
In fiscal year 2013, the Division generated over $119.5 million for the state of Iowa, representing nearly 2% of the state's total revenue. $89.1 million of that amount was gross profit from the direct sale of alcohol in Iowa, whereas liquor license fees brought in $14.7 million, the excise taxes on beer and wine brought in $13.9 million and $7 ...
State National Companies, Inc., is a specialty provider of property and casualty insurance operating in two niche markets, Program Services and Lender Services. The company is licensed to do business in all 50 states and D.C.
Dram shop liability refers to the body of law governing the liability of taverns, liquor stores, and other commercial establishments that serve alcoholic beverages. Within the United States, laws that impose potential liability upon businesses that sell alcohol for injuries caused by their patrons are usually called dram shop laws or dram shop ...
Iowa's highest court says the city of Des Moines was within its right to revoke a now-shuttered East Village nightclub's liquor license.. Owners of the former Lime Lounge, brothers George and ...
Liability insurance (also called third-party insurance) is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if the purchaser is sued for claims that come within the coverage of the insurance policy.
SC law requires businesses with an alcohol license that sell alcohol after 5 p.m. to maintain liquor liability insurance of at least $1 million, according to previous Greenville News coverage. In ...
The Federal Motor Carrier Safety Administration (FMCSA) regulation prohibits those who hold a commercial driver's license from driving with an alcohol concentration of 0.04 or greater. A commercial driver with an alcohol concentration of 0.02 or greater, but less than 0.04, must be removed from duty for 24 hours.
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