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  2. Criticism of credit scoring systems in the United States

    en.wikipedia.org/wiki/Criticism_of_credit...

    Nowadays, credit scores have a number of often invisible effects on our lives. Credit scores (and even more dubious "e-scores" determined by private data mining companies) are often used for hiring purposes because employers believe that credit scores are a reliable way to index a person's level of responsibility.

  3. I’m a Financial Expert: 6 Misconceptions People Have About ...

    www.aol.com/finance/m-financial-expert-6...

    We all know that we should try to have an excellent credit score because we... Skip to main content. Sign in. Mail. 24/7 Help. For premium support please call: 800-290-4726 more ways to ...

  4. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score

  5. 3 Lies You've Been Told About Credit Scores

    www.aol.com/3-lies-youve-told-credit-100015497.html

    Your credit score is a measure of your credit history and activity. But it doesn't matter whether you earn $50,000 a year or $500,000 a year. If you pay your bills on time and keep your credit ...

  6. Are credit scores the ultimate scam? - AOL

    www.aol.com/credit-scores-ultimate-scam...

    Research conducted by specialist bank The Mortgage Lender suggested that Brits have a limited understanding of credit scores: nearly two-thirds (62 per cent) of the 2,000 UK adults surveyed said ...

  7. Income is not a direct factor in determining credit score in the United States. Rather, credit score is affected by the amount of unused available credit, which is in turn affected by income. [212] Income is also considered when evaluating creditworthiness more generally. The US public vastly overestimates the amount spent on foreign aid. [213]