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2. Mortgage loan originators: What are they and what do ... - AOL

   www.aol.com/finance/mortgage-loan-originators...

   A mortgage loan originator (MLO) is employed by a lender to help borrowers move through the mortgage application process. Mortgage loan originators do not make the decision about whether to ...

3. How to choose a mortgage lender: 6 tips - AOL

   www.aol.com/finance/choose-mortgage-lender-6...

   Step 2: Determine your household budget. Lenders decide how much to give you based on your gross income, outstanding loans and revolving debt. However, they don’t consider other monthly bills ...

4. What is mortgage loan origination? - AOL

   www.aol.com/finance/mortgage-loan-origination...

   The mortgage loan origination process happens in stages, and typically takes between 30 and 60 days to complete. ... As you review offers, use Bankrate’s mortgage calculator to see how different ...

5. Loan officer - Wikipedia

   en.wikipedia.org/wiki/Loan_officer

   Loan officer. Loan officers evaluate, authorize, or recommend approval of loan applications for people and businesses. [1] Most loan officers are employed by commercial banks, credit unions, mortgage companies, and related financial institutions. Mortgage loan officers must be licensed. [1]

6. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   Mortgage underwriting is the process a lender uses to determine if the risk of offering a mortgage loan to a particular borrower under certain parameters is acceptable. Most of the risks and terms that underwriters consider fall under the three C's of underwriting: credit, capacity and collateral. To help the underwriter assess the quality of ...

7. Mortgage origination - Wikipedia

   en.wikipedia.org/wiki/Mortgage_origination

   The mortgage origination, a subset of loan origination, is a complex and evolved process that involves many steps, in purple, which varies from lender to lender. The basic steps include. Take application: this step is initiated by a borrower and results in an application to borrow money to purchase a real estate property that includes details ...