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If you get a total and permanent disability (TPD) discharge, you don’t have to repay your federal student loan (s) or complete your TEACH Grant service obligation. As of May 2023, around 492,000 borrowers have gotten loan forgiveness through TPD discharge. And there are multiple ways to qualify!
If you’re totally and permanently disabled, you may qualify for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation.
If you are unable to work because of a total and permanent disability, or are a veteran who is unable to work due to a service-related disability, you may qualify to have your federal student loans discharged.
Veterans qualify for this federal student loan forgiveness by providing VA and/or DoE documentation showing they have service-connected disabilities that are 100% disabling or are totally disabled based on an individual unemployability rating.
Currently, veterans with a 100 percent Total Disability Individual Unemployability rating (TDIU) or a Total and Permanent Disability (TPD) rating of 100% can discharge their federal student loans. Previously, applying for the student loan discharge program was arduous.
If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation.
If you are unable to work because of a total and permanent disability, or are a veteran who is unable to work due to a service-related disability, you may qualify to have your federal student loans discharged.
Total Forgiveness of Student Loans for Disabled Veterans. In a related matter, the Department of Education also recently announced that it will be forgiving the student loans worth $5.8...
If you’re totally and permanently disabled, you may qualify for a discharge of your federal student loans and/or Teacher Education Assistance for College and Higher Education (TEACH) Grant service obligation.
If you're a veteran or a loved one of a veteran who needs financial relief from federal student loans, contact a total and permanent disability veteran attorney to get help reaching 100% P&T.