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  2. 8 Common home insurance myths - AOL

    www.aol.com/finance/8-common-home-insurance...

    You only need flood insurance in high-risk areas According to FEMA, nearly 25 percent of all flood insurance claims are filed by homeowners outside of mapped high-risk areas.

  3. Rising tides and insurance costs: Coastal homeowners ... - AOL

    www.aol.com/finance/rising-tides-insurance-costs...

    Homeowners in high-risk areas who struggle to purchase coverage in the private insurance market do have other options. For home insurance, there’s the FAIR plan , which can provide insurance ...

  4. Guide to homeowners insurance - AOL

    www.aol.com/finance/guide-homeowners-insurance...

    Scheduled personal property coverage: High-value items like jewelry, art and collectibles are covered up to a certain dollar amount under a standard homeowners insurance policy.

  5. How much homeowners insurance do I need? - AOL

    www.aol.com/finance/much-homeowners-insurance...

    Earthquake insurance: Most homeowners insurance policies do not cover damages caused by earthquakes, even in high-risk areas. However, many home insurers offer separate policies or homeowners ...

  6. Factors that impact your cost of homeowners insurance - AOL

    www.aol.com/finance/factors-impact-cost...

    Homeowners in the U.S. pay an average of $1,687 for $250,000 in dwelling coverage. However, insurance is highly personalized, so your home insurance rate will likely differ. Insurance companies ...

  7. Types of homeowners insurance - AOL

    www.aol.com/finance/types-homeowners-insurance...

    The most common type of homeowners insurance policy is the standard HO-3 Special Form policy. ... Because of its high level of protection, an HO-5 policy is usually more expensive than a standard ...

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