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This is a list of countries, territories and regions by home ownership rate, ... European Union: 69.2: 2023 49
The only Nordic country resistant to this trend is Finland, where the percentage of those living in detached houses has remained stable in the 47.6% to 46.1% range. In the period of 2010 to 2018, the country in the EU 27 with the greatest percent decrease in those living in detached houses was Luxembourg, with a decrease from 43.3% to 34.7%.
1. Spain. Spain takes the first place and the title of best country to live in Europe in 2025, having achieved the ideal mix of quality and affordability, with a low cost of living score of 44 and ...
Home ownership in Germany is lower overall than in most other European countries. In 2022, Germany's homeownership rate was 46.7%. [1] During World War II, 2.25 million homes were destroyed with another two million damaged, reducing overall housing stocks by 20%. In 1949, West Germany enacted its first housing law and by 1961 had reduced its ...
Homeowners lucky enough to lock in rates around 3% in earlier years were suddenly reluctant to move if it meant taking on a new mortgage at a rate that had more than doubled.
Homeowners insurance However, as of November, rate growth tapered to 6.6% in the second half of 2024. Matic predicts premium growth will continue in 2025, but at a slowed pace.
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