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2. 5 debts to prioritize paying off before retirement - AOL

   www.aol.com/finance/debts-to-pay-off-retirement...

   2. Personal or unsecured loans. After credit cards, prioritize paying off personal and unsecured loans next. These loans have an average interest rate of 11.92%, but rates can go up to 35.99% ...

3. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   Unsecured loans are available as revolving debt — a credit card — or an installment loan, like a personal or student loan. Installment loans require you to pay back the total balance in fixed ...

4. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   Once a loan is repaid, under the new law, the borrower must wait 10 days before obtaining another payday loan. The law allows the term of a loan to run from 14 to 35 days, with the fees capped at $15.50 for each $100 borrowed [27] 58-15-33 NMSA 1978. There is also a 50-cent administrative fee to cover costs of lenders verifying whether a ...

5. Should retirees use their homes to pay bills? - AOL

   www.aol.com/finance/retirees-homes-pay-bills...

   Credit card debt is an unsecured debt. Whereas, home equity is a secured debt. ... lenders have to work with heirs or a co-borrower to take over the loan payments, ... and No. 7 USC hold off Paige ...

6. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   In finance, unsecured debt refers to any type of debt or general obligation that is not protected by a guarantor, or collateralized by a lien on specific assets of the borrower in the case of a bankruptcy or liquidation or failure to meet the terms for repayment. [1] Unsecured debts are sometimes called signature debt or personal loans. [2]

7. Unsecured guarantor loan - Wikipedia

   en.wikipedia.org/wiki/Unsecured_guarantor_loan

   However, guarantor loans are by no means a panacea for this situation - they themselves have high interest rates significantly above standard personal loans (albeit over shorter time periods) and pose a risk to the guarantor who may not be aware of the full extent of the commitment they are undertaking. Anyone being asked to act as a guarantor ...

8. How much can I borrow with a personal loan if I have ... - AOL

   www.aol.com/finance/much-borrow-personal-loan...

   Upstart, for example, offers unsecured loans up to $50,000 and doesn’t have a credit score requirement. It does have a minimum income requirement of $12,000 though, so that will be considered ...

9. What is a personal loan? How it works — and what to know ...

   www.aol.com/finance/what-is-a-personal-loan...

   Secured personal loans are often available at credit unions or community banks and may be easier to qualify for than an unsecured loan, because your lender can take the asset if you default on the ...