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A bond is considered investment grade or IG if its credit rating is BBB− or higher by Fitch Ratings or S&P, or Baa3 or higher by Moody's, the so-called "Big Three" credit rating agencies. Generally they are bonds that are judged by the rating agency as likely enough to meet payment obligations that banks are allowed to invest in them.
A block consists of panchayats (village councils) and town municipalities. [ 121 ] [ 122 ] Talukas are intermediate level panchayat between the Zilla Parishad (district councils) at the district level and gram panchayat (village councils) at the lower level.