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Instead, here are nine completely free, simple-to-use budget templates and spreadsheets that are available to download right now. 1. Microsoft Excel Personal Monthly Budget Spreadsheet
A worksheet, in the word's original meaning, is a sheet of paper on which one performs work. They come in many forms, most commonly associated with children's school work assignments, tax forms, and accounting or other business environments. Software is increasingly taking over the paper-based worksheet.
Consider using popular rules of thumb to guide your financial path in 2025. Here are three involving budgeting, investing and retirement withdrawals.
Knowing that someone close to them wants love, approval or confirmation of identity and self-esteem, blackmailers may threaten to withhold them (e.g., withhold love) or take them away altogether, making the second person feel they must earn them by agreement. [6] Fear, obligation or guilt is commonly referred to as "FOG".
The risk is usually when a person has confronted any emotional turmoil relating to love but also can be a chronic phobia. [citation needed] This affects the quality of life and pushes a person away from commitment. A negative aspect of this fear of being in love or falling in love is that it keeps a person in solitude. It can also evolve out of ...
Anxiety is an emotion characterised by an unpleasant state of inner turmoil and includes feelings of dread over anticipated events. [1] [2] [3] Anxiety is different from fear in that fear is defined as the emotional response to a present threat, whereas anxiety is the anticipation of a future one. [4]
Discrete emotion theory is the claim that there is a small number of core emotions.For example, Silvan Tomkins (1962, 1963) concluded that there are nine basic affects which correspond with what we come to know as emotions: interest, enjoyment, surprise, distress, fear, anger, shame, dissmell (reaction to bad smell) and disgust.
The English suffixes -phobia, -phobic, -phobe (from Greek φόβος phobos, "fear") occur in technical usage in psychiatry to construct words that describe irrational, abnormal, unwarranted, persistent, or disabling fear as a mental disorder (e.g. agoraphobia), in chemistry to describe chemical aversions (e.g. hydrophobic), in biology to describe organisms that dislike certain conditions (e.g ...