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  2. Unified Payments Interface - Wikipedia

    en.wikipedia.org/wiki/Unified_Payments_Interface

    Country. India. Introduced. 11 April 2016; 8 years ago (2016-04-11) Unified Payments Interface, commonly referred to as UPI, is an Indian instant payment system as well as protocol developed by the National Payments Corporation of India (NPCI) in 2016. The interface facilitates inter-bank peer-to-peer (P2P) and person-to-merchant (P2M ...

  3. Chip Authentication Program - Wikipedia

    en.wikipedia.org/wiki/Chip_Authentication_Program

    The Chip Authentication Program (CAP) is a MasterCard initiative and technical specification for using EMV banking smartcards for authenticating users and transactions in online and telephone banking. It was also adopted by Visa as Dynamic Passcode Authentication (DPA). [1] The CAP specification defines a handheld device (CAP reader) with a ...

  4. YubiKey - Wikipedia

    en.wikipedia.org/wiki/YubiKey

    First YubiKey USB token of the FIDO standard in 2014. The YubiKey is a hardware authentication device manufactured by Yubico to protect access to computers, networks, and online services that supports one-time passwords (OTP), public-key cryptography, authentication, and the Universal 2nd Factor (U2F) and FIDO2 protocols [1] developed by the FIDO Alliance.

  5. What’s a Personal Identification Number (PIN) - AOL

    www.aol.com/finance/personal-identification...

    An individual’s PIN is the four-digit code they set after opening a debit account with their bank of choice. It is used as a layer of authentication when they perform an electronic transaction ...

  6. One-time password - Wikipedia

    en.wikipedia.org/wiki/One-time_password

    MasterCard SecureCode uses OTAC to confirm a user's identity One time authorization code as used in Yammer's desktop client. A one-time password (OTP), also known as a one-time PIN, one-time passcode, one-time authorization code (OTAC) or dynamic password, is a password that is valid for only one login session or transaction, on a computer system or other digital device.

  7. ISO 9564 - Wikipedia

    en.wikipedia.org/wiki/ISO_9564

    ISO 9564. ISO 9564 is an international standard for personal identification number (PIN) management and security in financial services. The PIN is used to verify the identity of a customer (the user of a bank card) within an electronic funds transfer system, and (typically) to authorize the transfer or withdrawal of funds.

  8. Contactless payment - Wikipedia

    en.wikipedia.org/wiki/Contactless_payment

    EMV contactless symbol used on compatible payment terminals. EMV stands for "Europay, Mastercard, and Visa", the three companies that created the standard.Contactless payment systems are credit cards and debit cards, key fobs, smart cards, or other devices, including smartphones and other mobile devices, that use radio-frequency identification (RFID) or near-field communication (NFC) for ...

  9. Security token - Wikipedia

    en.wikipedia.org/wiki/Security_token

    Security token. A GoldKey security token connected to a laptop. A security token is a peripheral device used to gain access to an electronically restricted resource. The token is used in addition to, or in place of, a password. [1] Examples of security tokens include wireless key cards used to open locked doors, a banking token used as a ...