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  2. How to dispute a credit card charge - AOL

    www.aol.com/finance/dispute-credit-card-charge...

    Let’s take a look at the steps you should take in order to dispute a credit card charge: Review the charges Before you dispute a charge with your credit card company, review the transaction ...

  3. How To Dispute a Charge on Your Card - AOL

    www.aol.com/finance/dispute-charge-card...

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  4. How do credit card refunds work? - AOL

    www.aol.com/finance/credit-card-refunds...

    Refund. Chargeback. Refunds are initiated by a merchant after you return an item that was legitimately purchased. Chargebacks are initiated by your credit card company after you file a billing ...

  5. Dispute (credit card) - Wikipedia

    en.wikipedia.org/wiki/Dispute_(credit_card)

    In a credit card or debit card account, a dispute is a situation in which a customer questions the validity of a transaction that was registered to the account.. Customers dispute charges for a variety of reasons, including unauthorized charges, excessive charges, failure by the merchant to deliver merchandise, defective merchandise, dissatisfaction with the product(s) or service(s) received ...

  6. Acquiring bank - Wikipedia

    en.wikipedia.org/wiki/Acquiring_bank

    A card refund is the return of funds to the consumer, voluntarily initiated by the merchant. A card reversal is where the merchant cancels a transaction after it has been authorized but before settlement occurs. A card chargeback occurs in a dispute between the merchant and the cardholder over the validity of the transaction. The cardholder may ...

  7. Fair Credit Billing Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Billing_Act

    The Fair Credit Billing Act (FCBA) is a United States federal law passed during the 93rd United States Congress and enacted on October 28, 1974 as an amendment to the Truth in Lending Act (codified at 15 U.S.C. § 1601 et seq.) and as the third title of the same bill signed into law by President Gerald Ford that also enacted the Equal Credit Opportunity Act.