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With a 2% cash-back credit card, anyone can earn while they spend, ultimately making their budget go further. Here are some of the top 2% cash-back credit cards that consumers can find today.
The Fifth Third Preferred Cash/Back Card trounces competitors with its 2% return rate—and its 0% intro APR offer incentivizes folks with credit card debt to transition.
Petal 1 “No Annual Fee” Credit Card: Best for Bad Credit. Chase Sapphire Preferred Credit Card. Best Overall. star. ... 2% - 10% cash back. Credit Score. Poor to no credit history (300 and ...
Annual fee. $0. APR. 17.99%, 22.99%, or 27.99% variable APR. Signup bonus. $200 cash rewards bonus after spending $1,000 in purchases within the first 90 days
Interest rates vary widely. Some credit card loans are secured by real estate, and can be as low as 6 to 12% in the U.S. (2005). [citation needed] Typical credit cards have interest rates between 7 and 36% in the U.S., depending largely upon the bank's risk evaluation methods and the borrower's credit history.
The Consumer Financial Protection Bureau in its October 2013 report on the CARD Act found that between the first quarter of 2009 and December 2012, credit card interest rates increased on average from 16.2% to 18.5%, while the “total cost of credit,” that is, the total of all fees and interest paid by all consumers as a percentage of the ...