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Star Health Insurance launched its ₹ 7,249 crore (US$980.68 million) initial public offering (IPO) in December 2021. [6] [7] [8] After the issue was undersubscribed, it reduced the IPO size to ₹ 6,400 crore (US$865.82 million). [9]
The company has a self-service app, FG Insure, which allows customers to manage their policies, purchase and renew insurance, report claims, and track their status. [11] In 2016, FGII launched i-MoSS, an application for motor claim surveyors for faster settlement of motor claims.
The net incurred claims ratio increased to 112.14% in 2022-23 from 110.80% in 2021-22. The profits generated by the sale of investments increased by ₹ 329.16 crore (US$38 million), though the income from interest, dividends, and rent increased by ₹ 149.92 crore (US$17 million).
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Life insurance is one of the growing sectors in India since 2000 as Government allowed Private players and FDI up to 26% and recently Cabinet approved a proposal to increase it to 49%.