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2. Section 504 loans and grants - Wikipedia

   en.wikipedia.org/wiki/Section_504_loans_and_grants

   Section 504 loans and grants are a USDA rural housing repair program authorized under Section 504 of the Housing Act of 1949. Under current regulations, rural homeowners with incomes of 50% or less of the area median may qualify for the Rural Housing Service (RHS) direct loans to repair their homes. Loans are limited to $20,000 and have a 20 ...

3. Down payment assistance: How it works and how to get it - AOL

   www.aol.com/finance/mortgage-down-payment...

   A homebuyer grant is a type of down payment assistance that provides a one-time cash sum, often in the form of a no-interest second mortgage. The funds don’t have to be repaid. The funds don’t ...

4. Government grants for home improvements - AOL

   www.aol.com/finance/government-grants-home...

   VA Special Home Adaptation (SHA) Grant – If you have a qualifying service-related disability, you may be able to get this grant to help you buy, build or change your permanent home. In 2024, the ...

5. Should you apply for a mortgage online? - AOL

   www.aol.com/finance/apply-mortgage-online...

   Faster processing – Lenders focused on a high-tech application experience tend to offer faster processing times — handling loan applications 20 percent faster than traditional lenders ...

6. Bank of America Home Loans - Wikipedia

   en.wikipedia.org/wiki/Bank_of_America_Home_Loans

   Most of these loans are sourced through its mortgage banking subsidiary, Countrywide Home Loans. In addition, the Bank obtains retail deposits, primarily certificates of deposit, through the Internet, call centers, and more than 200 financial centers, many of which were located in Countrywide Home Loans' retail branch offices as of April 1, 2007.

7. Equal Credit Opportunity Act - Wikipedia

   en.wikipedia.org/wiki/Equal_Credit_Opportunity_Act

   The Equal Credit Opportunity Act (ECOA) is a United States law (codified at 15 U.S.C. § 1691 et seq.), enacted October 28, 1974, [1] that makes it unlawful for any creditor to discriminate against any applicant, with respect to any aspect of a credit transaction, on the basis of race, color, religion, national origin, sex, marital status, or age (provided the applicant has the capacity to ...