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  2. A comprehensive guide to small business insurance: Here’s how ...

    www.aol.com/finance/comprehensive-guide-small...

    Starting your own business requires a significant investment of both time and money. Millions of people continue to step up to the challenge with 33 million small businesses active in the U.S. as ...

  3. Independent contracting in the United States - Wikipedia

    en.wikipedia.org/wiki/Independent_contracting_in...

    The distinction between independent contractor and employee is an important one in the United States, as the costs for business owners to maintain employees are significantly higher than the costs associated with hiring independent contractors, due to federal and state requirements for employers to pay FICA (Social Security and Medicare taxes) and unemployment taxes on received income for ...

  4. Types of business insurance - AOL

    www.aol.com/finance/types-business-insurance...

    Ultimately, the best way to budget for your small business insurance cost is to talk to an insurance pro. If you choose an independent insurance agent , they can shop policies from different ...

  5. Independent Contractor Taxes: A Complete Guide - AOL

    www.aol.com/independent-contractor-taxes...

    An independent contractor is someone who works for a business or company but is not an employee. The IRS uses three categories of evidence to determine if someone is an independent contractor or ...

  6. National Independent Contractors Association - Wikipedia

    en.wikipedia.org/wiki/National_Independent...

    The National Independent Contractors Association, or NICA, is a United States-based organization that describes itself as an alliance of independent contractors. It was founded in 1995 as a corporation by Thomas McGrath, a former contractor in the transportation industry. According to NICA's website, its purpose is to provide services giving ...

  7. Common carrier - Wikipedia

    en.wikipedia.org/wiki/Common_carrier

    The person that is physically transporting the goods on a means of transport is referred to as the "actual carrier". When a carrier subcontracts with another provider, such as an independent contractor or a third-party carrier, the common carrier is said to be providing "substituted service". The same person may hold both common carrier and ...

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