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People with bad credit may be able to qualify for certain types of bad credit loans.
Bad credit loans are available through online lenders, select community banks and credit unions. ... Payday lenders. Payday lenders offer small short-term loans, typically up to $500. It’s easy ...
Just like payday loans, title loans should be a last resort because the average auto title loan has an APR of about 300 percent. ... If you go with a bad credit loan lender, you may be able to ...
If possible, avoid payday loans, auto title loans or no-credit-check installment loans. Payday loans All you need is proof of a regular paycheck to qualify for a payday loan of up to $500.
Some lenders work with individuals with bad credit, although the rates are often higher (up to 35.99 percent), but still not as high as payday loan rates. Lightbulb Bankrate insider tips
However, like other bad credit loans, your credit score dictates how low your rates and fees will be. Learn more: Check out Bankrate's review of peer-to-peer lender Prosper 3.
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