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Affirm Holdings, Inc. is an American technology company that provides financial services for shoppers and merchants. [4] [5] [6] Founded in 2012 by PayPal co-founder Max Levchin, [7] it is the largest U.S. based buy now, pay later lender.
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A unique code is first indicated or displayed to the customer via the web site, then an automated call is then placed to the supplied subscriber telephone number. To validate the transaction, the code entered via the telephone keypad must match. This method is used by Google Voice and online banking services such as Lloyds TSB.
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