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2. The best home loan: how to shop for and compare mortgage offers

   www.aol.com/finance/best-home-loan-shop-compare...

   A mortgage broker is actually not a lender. Instead, they act as your representative, seeking out loans for you. Brokers work with an array of lenders and as a result, are often able to offer the ...

3. Loan servicing - Wikipedia

   en.wikipedia.org/wiki/Loan_servicing

   Loan servicing is the process by which a company (mortgage bank, servicing firm, etc.) collects interest, principal, and escrow payments from a borrower. In the United States, the vast majority of mortgages are backed by the government or government-sponsored entities (GSEs) through purchase by Fannie Mae, Freddie Mac, or Ginnie Mae (which purchases loans insured by the Federal Housing ...

4. Mortgage lender vs. servicer: What’s the difference? - AOL

   www.aol.com/finance/mortgage-lender-vs-servicer...

   If you already have a mortgage and aren’t happy with your mortgage servicer, you can refinance your loan with a different lender who services the loans they generate. Bear in mind there’s no ...

5. Behind on mortgage payments? 6 ways to catch up - AOL

   www.aol.com/finance/behind-mortgage-payments-6...

   If you’re behind on mortgage payments and need help, there are several options available. Depending on the specifics of your situation, your options may include forbearance, loan modification or ...

6. Better.com - Wikipedia

   en.wikipedia.org/wiki/Better.com

   In February 2014, Vishal Garg founded the company after he and his wife had a negative experience obtaining a mortgage to buy their first home. [7] In 2016, the company launched Better Mortgage and was approved to be a Fannie Mae seller/servicer. [8] In April 2019, the company partnered with Ally Financial to operate its mortgage platform. [9]

7. Onity Group - Wikipedia

   en.wikipedia.org/wiki/Onity_Group

   Onity Group, formerly Ocwen, is a provider of residential and commercial mortgage loan servicing, special servicing, and asset management services, which has been described as "debt collectors, collecting monthly principal and interest from homeowners".

8. How to get the best refinance rate on your mortgage - AOL

   www.aol.com/finance/best-refinance-rate-mortgage...

   Leveraging competing offers and asking for a rate match are other tactics to lower your loan’s cost. Mortgage rates have dipped slightly from their peak in 2023, but they’re nowhere near the ...

9. Discount points - Wikipedia

   en.wikipedia.org/wiki/Discount_Points

   Discount points, also called mortgage points or simply points, are a form of pre-paid interest available in the United States when arranging a mortgage. One point equals one percent of the loan amount. By charging a borrower points, a lender effectively increases the yield on the loan above the amount of the stated interest rate. Borrowers can ...