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The Homeowner Flood Insurance Affordability Act of 2013 is a bill that would reduce some of the reforms made to the federal flood insurance program that were passed two years prior. [1] The bill would reduce federal flood insurance premium rates for some properties that are sold, were uninsured as of July 2012, or where coverage lapsed as a ...
Homeowner Flood Insurance Affordability Act of 2013 To delay the implementation of certain provisions of the Biggert–Waters Flood Insurance Reform Act of 2012 , and for other purposes Pub. L. 113–89 (text) (PDF)
Homeowner Flood Insurance Affordability Act of 2013; Homeowner Flood Insurance Affordability Act of 2014; N. National Flood Insurance Act of 1968; R. Rigsby sisters; S.
The Biggert–Waters Flood Insurance Reform Act of 2012 had provisions aimed at encouraging a private flood insurance market, which could benefit consumers by covering more than the $250,000 cap ...
Homeowners who sit in 100-year floodplains — areas deemed to have a 1% chance of flooding in a given year or a 30% chance over the life of a typical mortgage — are considered “high risk ...
March 21, 2014: Homeowner Flood Insurance Affordability Act of 2014, Pub. L. 113–89 (text) March 21, 2014: Home Heating Emergency Assistance Through Transportation (HHEATT) Act , Pub.L. 113-90 March 25, 2014: Philippines Charitable Giving Assistance Act , Pub.L. 113-92
FEMA manages the NFIP, which Congress created in 1968 with the National Flood Insurance Act. Homeowners, businesses, and renters can buy flood coverage through the NFIP Direct system or more than ...
In March 2014, President Obama signed the Homeowner Flood Insurance Affordability Act of 2013. The bill changed the process used to alter subsidized premiums and reinstated grandfathering of lower rates; effectively delaying the increases in flood insurance premiums to obtain risk-based premiums under Biggert-Waters and spreading the cost of ...