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You can achieve excellent credit by practicing responsible financial habits. ... Very good. 740-799. Good. 670-739. Fair. 580-669. Very poor. 300-579. VantageScore Credit Ranges . Superprime. 781-850.
Poor credit: 300-579. Fair credit: 580-669. Good credit: 670-739. Very good credit: 740-799. Excellent credit: 800-850. The good credit score range includes all FICO credit scores between 670 and ...
Fair vs. good credit. Fair credit and good credit are next to each other on the credit score scale, but your financial opportunities get significantly better once you pass the threshold of a 670 ...
The VantageScore 3.0 and 4.0 lower than 550 is very poor, 550–649 is poor, 650–699 is fair, 700–749 is good, and 750–850 is excellent. [38] As of 2023, Synchrony Bank uses VantageScore 4.0 as the credit score for granting its credit cards.
Credit scores are available as an add-on feature of the report for a fee. If the consumer disputes an item on a credit report obtained using the free system, under the Fair Credit Reporting Act (FCRA), the credit bureaus have 45 days to investigate, rather than 30 days for reports obtained otherwise.
FICO defines a good credit score as one that falls between 670 and 739, whereas anything above 800 is considered excellent. FICO credit scores between 580 and 669 are considered fair , and those ...
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