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  2. We bought our dream home in Georgia last year - AOL

    www.aol.com/finance/bought-dream-home-georgia...

    Title insurance often covers financial losses due to missed liens. Filing a claim could result in the insurer covering the lien cost, sparing you the immediate out-of-pocket expense.

  3. Title insurance - Wikipedia

    en.wikipedia.org/wiki/Title_insurance

    Title insurance companies attempt to achieve this by searching public records to develop and document the chain of title and to detect known claims against or defects in the title to the subject property. If liens or encumbrances are found, the insurer may require that steps be taken to eliminate them (for example, obtaining a release of an old ...

  4. Reservation of rights - Wikipedia

    en.wikipedia.org/wiki/Reservation_of_rights

    The term "reservation of rights" (particularly a "reservation of rights letter”) is often used in connection with insurance claims. The insurance company issues a reservation of rights letter stating that it may deny coverage for some or all of the claim even while the company is investigating the claim or beginning to treat the claim as if ...

  5. What is a clear title? How to check if a property has one - AOL

    www.aol.com/finance/clear-title-check-property...

    With a clear title, there’s no doubt who the owner of the property is, or who can claim legal ownership of the property. To get a mortgage, lenders require a thorough title search of local ...

  6. Quiet title - Wikipedia

    en.wikipedia.org/wiki/Quiet_title

    An action to quiet title is a lawsuit brought in a court having jurisdiction over property disputes, in order to establish a party's title to real property, or personal property having a title, of against anyone and everyone, and thus "quiet" any challenges or claims to the title.

  7. Insurance companies often raise rates for drivers with a history of moving violations. Avoiding points on your driving record Point system: Many states use a point system to track driving violations.

  8. Statutory damages - Wikipedia

    en.wikipedia.org/wiki/Statutory_damages

    The amount of statutory damages can be set on a per-incident basis, such as in the Fair Debt Collection Practices Act, which gives statutory damages of up to $1,000 for a violation of its provisions. [2] Amounts could also be set per day, as in acts proscribing human-rights violations which might specify damages of $1,000 per day. [3]

  9. Fraud Enforcement and Recovery Act of 2009 - Wikipedia

    en.wikipedia.org/wiki/Fraud_Enforcement_and...

    The amended subsection (a) of 31 U.S.C. § 3729 effectively reverses the Allison Engine decision, weakening the requirement to "a false record or statement material to a false or fraudulent claim", where a claim includes "any request or demand" related to a government program and which will be paid from funds supplied by the government. [14] [15]