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2. FDIC insurance: What it is and how it works - AOL

   www.aol.com/finance/fdic-insurance-works...

   Joint accounts are insured for $250,000 per co-owner, so a $500,000 CD owned by two joint account holders would be fully insured because each account holder is insured for up to $250,000.

3. Banking for couples: Should you open a joint savings account ...

   www.aol.com/finance/banking-couples-open-joint...

   The Federal Deposit Insurance Corp. (FDIC) insures deposit accounts at banks up to $250,000 per account holder—while the National Credit Union Administration (NCUA) offers the same coverage for ...

4. 6 best ways to FDIC-insure your excess bank deposits - AOL

   www.aol.com/finance/ways-to-insure-excess-bank...

   Trust accounts — deposits held by one or more owners under an informal revocable trust, such as a payable-on-death (POD) ... Yes, joint accounts are FDIC-insured up to $500,000. Each joint owner ...

5. 7 best ways to insure excess deposits - AOL

   www.aol.com/finance/7-best-ways-insure-excess...

   For example, you could open a joint savings account with a spouse — or almost anyone for that matter — and be eligible for up to $500,000 in FDIC insurance because each account holder is ...

6. Certificate of deposit - Wikipedia

   en.wikipedia.org/wiki/Certificate_of_deposit

   The standard insurance coverage is currently $250,000 per owner or depositor for single accounts or $250,000 per co-owner for joint accounts. [7] [8] Some institutions use a private insurance company instead of, or in addition to, the federally backed FDIC or NCUA deposit insurance.

7. Federal Deposit Insurance Corporation - Wikipedia

   en.wikipedia.org/wiki/Federal_Deposit_Insurance...

   Joint accounts (accounts with more than one owner with equal rights to withdraw) ... 2022, the balance of FDIC's Deposit Insurance Fund is $128.2 billion. [30]