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💡 Expert tip: Many in the insurance industry and consumer groups recommend a minimum of $100,000 of bodily injury protection per person and $300,000 per accident, along with $100,000 of ...
Besides avoiding the need for repairs by reducing crashes, they also help prevent injury to vehicle occupants and pedestrians which is, after all, far more important than a dented fender.
Accident between two vehicles competing for same parking spot: Determining fault relates to a few factors including who made a left turn, how far each vehicle was in the spot, point of impact and ...
Personal injury protection (PIP) is an extension of car insurance available in some U.S. states that covers medical expenses and, in some cases, lost wages and other damages. PIP is sometimes referred to as "no-fault" coverage , because the statutes enacting it are generally known as no-fault laws, and PIP is designed to be paid without regard ...
A traffic collision in Japan, 2007 The aftermath of an accident involving a jackknifing truck, Mozambique, Africa. A traffic collision, also known as a motor vehicle collision, or car crash, occurs when a vehicle collides with another vehicle, pedestrian, animal, road debris, or other moving or stationary obstruction, such as a tree, pole or building.
Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.
For example, if you do serious damage to your car — say, you back into something large and cause $1,500 of damage. If you have a $500 deductible, you’d really be receiving $1,000 for your auto ...
Fender is the American English term for the part of an automobile, motorcycle or other vehicle body that frames a wheel well (the fender underside). Its primary purpose is to prevent sand, mud, rocks, liquids, and other road spray from being thrown into the air by the rotating tire. Fenders are typically rigid and can be damaged by contact with ...