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  2. What are debt relief companies and how do they work? - AOL

    www.aol.com/finance/debt-relief-companies-look-3...

    These services aren’t free. You’ll be charged a fee — typically between 15 to 25 percent of your total debts enrolled — after your debts are settled. ... Most debt relief companies will ...

  3. Best credit counseling services - AOL

    www.aol.com/finance/best-credit-counseling...

    The agency offers a wide range of options for managing debt and other financial matters. It provides tools for personal finance, such as budgeting, money management, cutting spending, and ...

  4. How to get debt relief - AOL

    www.aol.com/finance/where-debt-relief-help...

    You can get debt relief from lenders, debt relief companies and credit counseling agencies. The best debt relief strategy for your situation will depend on three main factors: the type of debt you ...

  5. How to settle credit card debt - AOL

    www.aol.com/finance/settle-credit-card-debt...

    Collection agencies may be unwilling to negotiate a settlement, even after months of payments to a debt settlement company. Having accounts in collections can damage your credit score .

  6. Debt collection - Wikipedia

    en.wikipedia.org/wiki/Debt_collection

    A debt collection bureau in Minnesota. Debt collection or cash collection is the process of pursuing payments of money or other agreed-upon value owed to a creditor. The debtors may be individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. [1]

  7. ACA International - Wikipedia

    en.wikipedia.org/wiki/ACA_International

    ACA International is a trade group located in the United States representing debt collection agencies, creditors, debt buyers, collection attorneys, and debt collection industry service providers. ACA International is based in Minneapolis and Washington, D.C. with members located throughout the U.S. and more than 25 other countries. The ...