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  2. How long should your car loan be? - AOL

    www.aol.com/finance/long-car-loan-170629705.html

    The average loan terms for new and used car purchases are 68.26 and 67.57 months, respectively, according to the most recent State of the Automotive Finance Market report from Experian.

  3. How to Get the Best Auto Loan Rates as a First-Time Car Buyer

    www.aol.com/best-auto-loan-rates-first-160019538...

    For first-time car buyers, one of the most daunting parts of negotiating a good deal right now is interest rates.The average auto loan rate for someone with excellent credit is 5.25%, according to ...

  4. Discover the Best Place to Get a Car Loan and Keep Monthly ...

    www.aol.com/news/discover-best-place-car-loan...

    Discover the best place to get a car loan by reviewing the pros and cons of lenders, like dealerships, banks, credit unions, and online companies.

  5. Annual percentage rate - Wikipedia

    en.wikipedia.org/wiki/Annual_percentage_rate

    This loan is due in the first payment(s), and the unpaid balance is amortized as a second long-term loan. The extra first payment(s) is dedicated to primarily paying origination fees and interest charges on that portion. For example, consider a $100 loan which must be repaid after one month, plus 5%, plus a $10 fee.

  6. How to get the best auto loan rate

    www.aol.com/finance/best-auto-loan-rate...

    A good auto loan rate is generally any rate below the average for your credit profile. For drivers with excellent credit, the average rates are 5.07 percent for new cars and 7.09 percent for used ...

  7. GAP insurance - Wikipedia

    en.wikipedia.org/wiki/GAP_insurance

    GAP insurance covers the amount on a loan that is the difference between the amount owed and the amount covered by another insurance policy. [1] Some GAP policies also cover the deductible. [3] This coverage is marketed for low down payment loans, high interest rate loans and loans with 60 month or longer terms. GAP insurance is typically ...