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2. What is an unsecured loan? - AOL

   www.aol.com/finance/unsecured-loan-204331407.html

   There are various unsecured loans, including personal loans, student loans, and credit cards. ... Average interest rate: 12.38 percent (as of July 31, ... USA TODAY Sports.

3. 8 types of personal loans and their uses — plus 5 to avoid

   www.aol.com/finance/types-personal-loans-uses...

   According to a recent Experian study, the average consumer has personal loan debt of around $19,402. However, depending on your credit and financial situation, some personal loans work better than ...

4. Passbook loans: Paying to borrow your own money - AOL

   www.aol.com/finance/passbook-loans-paying-borrow...

   The interest rates on passbook loans can be as low as 2 percent APR, compared to the average unsecured personal loan rate of 10.73%. Minimal requirements. ... USA TODAY. MLK Jr. Day: ‘Powerful ...

5. Interbank lending market - Wikipedia

   en.wikipedia.org/wiki/Interbank_lending_market

   Such loans are made at the interbank rate (also called the overnight rate if the term of the loan is overnight). A sharp decline in transaction volume in this market was a major contributing factor to the collapse of several financial institutions during the financial crisis of 2007–2008 .

6. Debt - Wikipedia

   en.wikipedia.org/wiki/Debt

   The loan-to-value ratio is the ratio of the total amount of the loan to the total value of the collateral securing the loan. For example, in mortgage lending in the United States, the loan-to-value concept is most commonly expressed as a "down payment." A 20% down payment is equivalent to an 80% loan to value.

7. Unsecured debt - Wikipedia

   en.wikipedia.org/wiki/Unsecured_debt

   An example of these loans are cooperative loans. Interest rates for personal loans in Malaysia are influenced by either one of these factors: loan amount, loan tenure and income of the applicant. In some cases, the bank will take 2 or even 3 of these factors to decide on the appropriate interest rate to be applied to the personal loan.

8. Common personal loan myths — and the actual facts you ... - AOL

   www.aol.com/finance/common-personal-loan-myths...

   In fact, many personal loans are unsecured. This means that lenders base approval on your credit score — not an asset. Secured loans, such as car loans or mortgages, are backed by collateral.

9. Prime rate - Wikipedia

   en.wikipedia.org/wiki/Prime_rate

   Malayan Banking Bhd has set a group-wide base rate at 3.2%, effective Jan 2, 2015. All new retail loans and financing such as mortgages, unit trust loans, share margin financing, personal financing and overdraft facilities which are applied for by individual customers will be based on the base rate. [5]