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After the immediate aftermath of a car accident, you may be faced with the unfamiliar task of filing an insurance claim. This is something you’ll need to do in order to cover the cost of damages ...
Filing a car accident claim may financially protect you in a number of ways. Your insurance company may help by paying up to your policy limits on any property damages or injuries you caused while ...
In Texas, PIP coverage will cover medical expenses, eighty percent of lost wages, and someone to take care of the injured party. Some states also allow for PIP claims even if a workers' compensation claim exists, while others do not. Some states PIP is the insurance of first resort to pay for medical bills when injured in an automobile accident ...
If a collision occurs and it is difficult to prove fault — or if fault is equally shared — a 50/50 car accident claim might be filed. This means that each driver would be covered by their own ...
Like accident insurance, disability insurance pays the insured directly if they are injured in a way covered by the policy. However, disability insurance only pays if the injury prevents the insured from working. [3] Accident insurance benefits are paid whether or not the insured misses work as a result of the accident.
In legal usage in the English-speaking world, an act of God, act of nature, or damnum fatale ("loss arising from inevitable accident") is an event caused by no direct human action (e.g. severe or extreme weather and other natural disasters) for which individual persons are not responsible and cannot be held legally liable for loss of life, injury, or property damage.